Water damage comes in all shapes and sizes, but even a small amount is a big concern. Whether the weather is bad and caused a leaky roof or a pipe burst in your basement, you need to get things taken care of as soon as possible or pay the consequences. But both experienced and new homeowners alike have some misunderstandings about water damage. If your home has experienced flooding or water damage in the recent past, remember to keep the following in mind.
Insurance Policies are Worded Very Carefully
From the average homeowner’s perspective, water is water, no matter where its original source is located. However, from an insurance company’s point of view, flood water damages are much different from a leaky pipe, and you may not be covered for all types of water damage. It is in your best interest to review your homeowner’s insurance policy to double check, or you could be up a flooded creak without a paddle the next time a natural disaster hits your corner of the Midwest.
If you should have to file a claim, make sure you specify from the get-go whether your water damage was caused by a flood or other type of water damage. It will help them adjust your claim correctly and efficiently, helping expedite the process.
The Clock Is Ticking
There isn’t ever a convenient time to repair water damage, and you simply can’t procrastinate. Remember that you only have a short window of about 24-48 hours before mold starts to become an issue. After that window, spores can multiply exponentially. You’ll want to make sure that the water is removed and that your home is dried within the 48-hour window. Fortunately, we can help you as soon as water damage strikes, no matter the time of day. We understand how critical emergency water damage restoration is, and we’re here to lend a helping hand.
Water Damage Classifications and Pollutants
Most people don’t know that water damage is classified into different categories dependent upon how the water caused damage as follows:
- Category 1 – Clean water damage that doesn’t risk disease or toxicity. This is commonly caused by broken pipes or a problem with a dishwasher.
- Category 2 – Water that has the potential to cause diseases and illnesses when a human being comes into contact with it. This water likely carries bacteria and germs.
- Category 3 – This type of water is extremely contaminated from sources like sewers, toilets, and flood waters that could have washed any number of pollutants and chemicals into your home. It is the most severe and dangerous type of water damage, and coming into contact with it can cause sickness and even death.
Instead of letting water damage take over your home and foster an outbreak of mold, be sure to call a professional water and flood damage restoration service as quickly as possible. The future of your home and family members’ health depend on it.