Storm Damage Repair and Insurance Claims in the St. Louis Metro
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Get a Clear Picture of Your Storm Damage Before You File a Claim
After a major storm, the first question many homeowners have is simple: Did my property actually sustain enough damage to file an insurance claim? The challenge is that storm damage isn’t always obvious from the ground. Missing shingles, small hail impacts, damaged flashing, and siding issues can all be easy to overlook without a trained inspection.
United Construction Solutions helps St. Louis Metro homeowners understand what happened before moving forward with an insurance claim. Since 2007, we've provided storm damage inspections, documented our findings, and worked alongside homeowners throughout the claims process.
We don't determine what your insurance company will approve, but we do make sure the damage we find is clearly documented and available for review. Our free inspection helps you better understand your home's condition before you decide on repairs.
How We can help
Thorough Inspection
Before you decide to file a claim, we meticulously inspect and assess any suspected damage to ensure that pursuing a claim is justified.
Cost-Effective Advice
If the cost of repairs is less than or near your deductible, we will advise against filing a claim. Our goal is to save you money and avoid unnecessary expenses whenever possible.
Dedicated Advocacy
Our team works directly for you, ensuring that every detail is meticulously documented and all repairs are executed correctly. We prioritize your satisfaction and peace of mind throughout the process.
Expert Recommendations
When it comes to repairs, replacements, or deciding on the best course of action, rely on our expert guidance. We provide tailored recommendations to suit your specific needs and circumstances.
Choose professionals who prioritize your best interests every step of the way.
How the Insurance Claim Process Works With United Construction Solutions
After you file a claim, your insurance company will send an adjuster to inspect the damage and determine what repairs may be covered. Before that visit, we complete our own inspection and documentation by photographing the damage, identifying affected areas, and creating a clear record of what occurred.
When the adjuster arrives, we're available to walk the property with them and review our findings. This helps make sure documented storm damage is considered during the claim evaluation.
The process typically looks like this:
Inspection and Documentation: We inspect your roof, siding, and exterior features, then document storm-related damage with photos and detailed notes.
Claim Filing: You submit your insurance claim using the documentation from our inspection.
Adjuster Visit: We meet with the adjuster, review the damage together, and answer questions about our findings.
Approval and Restoration: Once repairs are approved, we coordinate materials, scheduling, and the restoration process.
For hail or wind-related damage, our hail and wind storm restoration work covers the full restoration scope after the claim is resolved. For fire or water damage, our fire and water restoration team handles those claim types and the work that follows.
What Storm Damage Looks Like on Your Home
Storm damage isn’t always limited to the most visible problems. A complete inspection looks at the entire exterior of your property to identify issues caused by hail, wind, and severe weather.
Roof Leaks and Interior Water Damage
A ceiling stain or active leak may be the first sign a homeowner notices, but the source is often somewhere above. Damaged shingles, flashing, or roof penetrations can allow water into your home over time. We trace interior signs back to the exterior source and document the damage responsible for the problem.
Missing or Damaged Roofing Materials
High winds can lift, loosen, or remove roofing materials, including shingles, ridge caps, and flashing. Even when materials are still in place, wind and hail can compromise their ability to protect your home. Our inspection checks the entire roofing system, not just for obvious missing shingles.
Hail Damage to Siding and Exterior Surfaces
Hail impacts can leave dents, cracks, and other marks on siding and exterior materials. Wind can also loosen or damage siding panels. Because siding damage is often part of a larger storm restoration project, we document these areas during our inspection. For siding replacement, we install products from manufacturers including Royal Building Products and CertainTeed.
Flashing, Drainage, and Structural Concerns
Storm damage can affect areas beyond the roof surface. Damaged flashing, water drainage problems, and compromised exterior components can create larger issues if left unaddressed. Identifying these details helps you better understand the repairs your home may need.
Choose a Trusted Local Construction Partner
Local Presence
Ensure your construction needs are met promptly and efficiently with a company that not only operates locally but also has a physical office you can visit.
Fully Insured
Our company goes above and beyond the industry standards by maintaining comprehensive workman’s compensation and general liability insurance. This protects not just one, but all our team members across various high-cost trades, including roofing.
BBB Accredited with High Standards
We pride ourselves on holding an A Rating with the Better Business Bureau (BBB), a testament to our unwavering commitment to quality and customer satisfaction.
Verified Project Excellence
We encourage you to speak directly with our recent clients who can share their firsthand experiences with our projects. This transparency is a cornerstone of our customer service approach.
Certified Expertise
Our team holds reputable certifications that are verifiable and reflect our dedication to excellence in the construction industry.
Storm Damage Experts
Our experience assures proper assessments will be performed quickly to identify the damage, prevent further damage and work with your insurance adjuster directly for you. When you hire us, you can enjoy a hassle-free process from start to finish during the restoration process.
Hail Damage
Trust United Construction Solutions to expertly address and repair the devastating effects of hail damage on your property.
Wind Damage
Protect your home or business from the unseen aftermath of strong winds with United Construction Solutions professional wind damage repair services.
Roof Damage From Trees
Safeguard your home or business against the threat of roof damage from fallen trees with United Construction Solutions expert repair solutions.
How Do You Know if Your Property Has been Damaged in a Storm?
There are several signs that your roof has been damaged in a storm – most notably, you may find leaks in your home. (Leaks are urgent. Remember, water in your roof only gets worse with time; the longer you wait to make repairs, the worse the problem becomes. Additionally, repairs become more expensive.)
You may also notice:
- Ceiling Leaking
- Missing shingles
- Loose debris on your roof or around your home
- Visible Siding Damage
- Damage to your home structure.
Repair or Replacement? Understanding the Right Approach
Not every storm-damaged roof requires the same solution. Our goal is to evaluate the condition of the roofing system and explain what repairs make sense based on the damage we find.
In many cases, significant storm damage may support a full roof replacement rather than isolated repairs. Replacing only damaged sections of an aging or heavily impacted roof can leave homeowners with ongoing concerns and mismatched materials.
United Construction Solutions brings extensive roofing experience to every inspection. Our CertainTeed ShingleMaster and GAF certifications reflect our knowledge of roofing systems and the installation standards required for larger restoration projects. We'll walk you through what we find and explain why we recommend specific repairs before you move forward.
Financing Options for Storm Damage Repairs
Insurance coverage varies by policy, and some homeowners may still have out-of-pocket costs after a claim is approved. Deductibles, additional repairs, or upgrades beyond the approved claim amount can create unexpected expenses.
For qualifying projects, we offer financing through Service Finance. Learn more about available options on our financing page.
Storm Damage Repair Throughout the St. Louis Metro
Our team provides storm damage repair throughout the St. Louis Metro, including St. Louis City, St. Louis County, Jefferson County, and St. Charles County.
We regularly serve communities including Arnold, Fenton, Sunset Hills, Ladue, Richmond Heights, and Creve Coeur. Our office at 625 Landmark Dr in Arnold is open to homeowners who would like to speak with our team in person. View our service areas to see where we work throughout the region, and see the results in our completed projects.
Common Questions About Storm Damage Claims
Storm damage claims are typically related to specific events such as hail, wind, or falling objects. The best way to know what happened is to have the property inspected and documented before filing. We help identify visible and hidden damage so you have a clearer understanding of your home's condition.
Yes. Your insurance company will send an adjuster to evaluate the reported damage. Having your contractor present during that inspection provides another set of eyes and allows you to discuss documented findings during the visit.
That depends on your insurance provider, policy, and claim history. We can help you understand the damage before you file, but your insurance agent is the best resource for questions about potential premium changes.
Hail and wind damage are among the most common storm-related issues in the St. Louis Metro. Hail can damage shingles, siding, and flashing, while strong winds can loosen or remove roofing materials. Severe weather from spring through fall can create the need for inspections and repairs throughout the region.
The timeline depends on the project size, material availability, and scheduling. Once your claim is approved, we coordinate the next steps and work to begin restoration as quickly as possible.
Schedule a Free Storm Damage Inspection in St. Louis
If you suspect your home was damaged by hail, wind, or severe weather, getting an inspection is the best place to start. United Construction Solutions provides free storm damage inspections throughout the St. Louis Metro and helps homeowners understand their options before moving forward. Contact our team today to schedule your inspection.
Testimonials
“This company has done an absolutely stellar job. United Construction Solutions has handled five projects for my husband and I over the last few years which included a home addition, basement remodel, and three roof replacements via insurance payouts. When they provided the first estimate and sat us down explaining everything, not missing a single detail, I knew we were in good hands. Chris K was the point of contact and he made sure everything was crystal clear and what to expect. The United team was shockingly quick and clean. We highly recommend United Construction Solutions!! They know how to grow… Keep focusing on making customers happy.”
Jen R.
“Matt, Chris, and all the folks at United Construction Solutions were a lifesaver when my home was damaged by my upstairs neighbor’s overflowing toilet. They were prompt with returning calls, and always had answers for my questions or concerns at any time of day. They willingly took on my insurance company and fought for me when the company tried to undersell the damage and completed the whole project including demolition, drywall, and flooring beyond my expectations. They made sure that everything matched and looked better than it was before and paid attention to the little details that make a house a home. Any concerns I had were always handled excellently and in quick fashion. I would definitely recommend United Construction Solutions and Matt Laiben for any of your water damage needs!!!”
Christine Greife
“We had our roof replaced by them a few years ago. Recently we noticed that there was some staining and small leak on our kitchen ceiling after a couple very heavy downpours. They honored their warranty and were able to find/fix the issue. They also did a great job repairing the ceiling and matching the paint.”
Christine Jankovich
“United Construction Solutions was extremely helpful in handling our fire damage to our house. We were referred to them by my husband’s boss and I honestly can say they over exceeded our expectations. Chris Kaelin was the project manager and took us to several other properties he had completed and one that was still in progress. Chris told us from the beginning never just trust a company’s word, always check references and past work, make sure they are insured and have a legitimate company office. We highly recommend this company and you can contact us anytime!! We already gave Chris the go-ahead to give out our contact info for references.”
Melissa K
“We hired United Construction Solutions to replace the roof on our rental house to get it ready to sell. Sean was very pleasant to work with and responded quickly with any questions I had. He made the process very easy and stress-free. We will use this company again in the future.”
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